Overview

Most investors are forced into a compromise.

Most Christians hold whatever the market holds, funding companies whose work conflicts with their faith, or they carry the burden of researching every investment themselves. Professional management that takes biblical conviction seriously has been reserved for those who can meet advisor minimums of $250,000 or more. Monorail changes that. Institutional-grade portfolio management, real-time screening data on every company, and the oversight a traditional advisor provides, delivered through a digital platform at a fraction of the cost.

Our Values

What we stand for

Every screening decision explained

You see every holding in your portfolio, the screening criteria behind each position, and the fees you pay. Nothing is hidden behind fund wrappers or buried in disclosures.

Biblical screening with rigor

Screening is applied at the individual stock level rather than approximated through broad sector exclusions. Every position is evaluated against one biblical standard, and the results are visible to you.

Professional management, from research to rebalancing

Your portfolio is built and managed using institutional methodology, with the same research-driven construction and ongoing oversight that a traditional advisor provides.

Alignment without compromise

You should not have to choose between a portfolio that reflects your faith and one that is professionally managed for long-term growth. Monorail is built to deliver both.

Institutional Credibility

Monorail is a SEC-registered investment adviser managing $350M+ in assets. We partner with investment industry leaders such as Inspire Investing and a growing network of values-aligned advisors managing billions in capital.

How It Works
A simple path to faithful investing

Whether you are an experienced investor or just starting your journey, investing with Monorail is easy. Download the app, select an account type that aligns with your goals and invest in a portfolio that aligns with your values. We provide guidance at every step.

Want to see Monorail's stock level screening in action first? Connect your existing investment accounts to our Portfolio Analyzer to see if your investments are actively working against your interests. Then, you can choose to open an account or transfer yours over.

01
Step One

Create Your Account

Basic information, standard identity verification, and account setup. Fast, secure, and compliant with all regulatory requirements.

02
Step Two

Connect or Fund Your Account

Link an existing brokerage or retirement account, or fund directly via bank transfer. Transfers are guided and tracked through completion.

03
Step Three

Review Your Portfolio

Use the Investment Analyzer to see how your current holdings align with your values — with screening data on every company in your portfolio.

04
Step Four

Start Investing

Choose a professionally managed portfolio or trade individual stocks. Full transparency and screening data, regardless of which approach you choose.

Financial Products

Choose how you invest

Whether you're building a portfolio from scratch or realigning existing investments, choose the approach that fits your goals.

What sets Monorail apart

Built to serve your journey of faithful investing

Methodology you can understand

Most platforms tell you the fund is clean. Monorail scores every company on both alignment and violations, and shows you the analysis behind each score.

Continuous monitoring

Screening applies before you invest and for as long as you own it. Holdings are monitored continuously, so alignment is maintained rather than assumed.

Institutional management, retail access

The same infrastructure that manages institutional assets builds and manages your portfolio. We do the research and the rebalancing so you don't have to.

Choose how you invest

Whether you're building a portfolio from scratch or realigning existing investments, choose the approach that fits your goals.

Managed For You

Inspire Portfolio

A professionally managed portfolio built on the Inspire methodology: biblical screening with institutional-grade construction, designed for long-term growth.

Do you know what you own?

Connect your portfolio and see how every holding scores against a biblical standard, with both alignment and violations analyzed for every company.

Stock Trading

Trade individual stocks with real-time screening data on every company.

Retirement

Traditional and Roth IRA options with the same biblical screening and stock-level detail.

Managed For You

Monorail for Advisors

Refer pre-minimum clients to professionally managed, biblically screened portfolios and earn a share of the advisory fee on referred assets. Built for CKA designees and BRI-aligned advisory firms.

Platform

Invest with clarity

No hidden fees. No obscure holdings. Monorail handles the screening and the day-to-day management, so every position in your portfolio is visible and every screening decision is explained.

Frequently Asked Questions

Questions

Get answers about how Monorail works and what sets us apart.

How do you make money?

Monorail charges a subscription fee for access to the platform. We do not earn commissions on trades, take markups on securities, or profit from your trading activity.Our fee structure is transparent and disclosed before you fund your account.

What makes Monorail different?

You see every holding in your portfolio and the screening data behind each position. You pay a clear, disclosed fee with no commissions and no hidden costs. Your portfolio is professionally managed using institutional methodology, the same approach used across $350M+ in managed assets.

Are my assets protected?

Your assets are held in custody with regulated financial institutions. Accounts are protected by SIPC coverage where applicable, and Monorail complies with all SEC and regulatory requirements as a registered investment adviser.

Can I trade individual stocks?

Yes. You can trade individual stocks alongside professionally managed portfolios. Every holding includes real-time screening data, and all trades are commission-free.

What about retirement accounts?

We offer tax-advantaged retirement accounts including traditional and Roth IRAs. The same transparent, commission-free approach applies to all account types.

Need more help?

Visit our help center or contact our support team directly.